Investment Accounts
Country First's range of investment accounts will have you earning interest in no time. Check out our Term Deposit accounts.

Term Deposit Accounts

Looking for an excellent return on your investment and don't require immediate access to your funds? Our term deposit accounts offer competitive rates over various fixed interest terms so you can tailor your investments to your needs.

  • Save for a special event
  • Terms of between 1 and 24 months
  • High interest rates
  • Interest rate fixed for the term of the deposit
  • $1,000 minimum balance
Up to
2.90% pa
interest rate
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Farm Management Deposit Accounts

Farm Management Deposit accounts provide taxation benefits for farmers and help to manage the ups and downs in income that are common in agriculture. Set aside pre-tax income in good years and earn interest on those funds, then use that money in low-income years when it’s needed most.

  • Generous interest rates
  • Term 12 months
  • Interest rate fixed for the term of the deposit
  • Minimum deposit amount $1,000
  • Maximum deposit amount $400,000
Up to
2.75% pa
interest rate
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Farm Management Deposits accounts are available only to eligible primary producers and the account must be held by an individual only. Off-farm income of up to $65,000 is currently allowed under the scheme.

For more information on the Farm Management Deposits Scheme, including eligibility criteria and conditions, please refer to the Australian Taxation Office ( and also the Australian Government Department of Agriculture, Fisheries and Forestry (


Additional Key Features

Key Features Term Deposit Account Farm Management Deposit Account
Availablity of funds At Maturity At Maturity
Minimum to open $1,000 $1,000
Interest calculated Daily Daily
Interest paid At Maturity At Maturity
Access Methods
Branch Transactions No No
Phone Banking No No
Internet Banking No Account balance only
External credit transfers No No
Personal cheque facility No No
Direct credits No No
Direct debits No No
Periodical payments No No
Outward bound direct debits No No

More Information


Apply for a Savings/ Investment Account Apply Now


If you have any questions, please contact us Enquire Here