This loan offers you a great ongoing variable interest rate, no monthly account keeping fees and the flexibility to make extra repayments and redraws without penalty so you can manage your mortgage as you choose.
![]() | Free redraw facility available |
![]() | Conditional approvals can be made within 24-48 hours |
![]() | Borrow from as little as $20,000 |
![]() | No monthly account keeping or service fees |
| Key Features | |
|---|---|
| Minimum amount | $20,000 |
| Maximum amount | 95% of the property value with mortage insurance |
| Loan period | Up to 25 years |
| Repayments | Monthly / Fortnightly / Weekly |
| Interest charges | Calculated daily, charged monthly |
| Loan set up costs (Valuation & Solicitor) | From $360 |
| Variable and lump sum repayments | Yes |
| Early repayment without penalty | Yes |
| Free redraw facility | Yes |
| Property valuations available | Yes |
| Monthly account keeping/service fees | No |
| Mortgage Repayment Insurance available | Yes |
| Auto repayments (salary/account) | Yes |
More Information
Read the benefits of our Home Loans.
Need answers? Read our list of FAQs.
Use our Loan Calculator to work out your loan repayments.
Find out more about our Mortgage Repayment Insurance.
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Questions?
If you have any questions, please contact us. 
+ The comparison rate applies only to the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Click here for full terms & conditions

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