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Overdraft
Our overdraft facility is attached to your S1 transaction account and is designed to help you over those peak periods when unexpected bills arrive.
You can draw as much or as little as you want up to your pre-approved limit.
 | have access to money when you need it |
| only pay interest on what you use |
| Borrow up to $10,000 |
| Special rates for Home Loan borrowers |
| Key Features | |
|---|---|
| Minimum amount | $500 |
| Maximum amount | up to $10,000 |
| Repayments | Greater of 2.5% or $5.00 of outstanding balance per month |
| Interest charges | Calculated daily, Charged monthly |
| Variable and lump sum repayments | N/A |
| Early repayment without penalty | N/A |
| Monthly account keeping/service fees | No |
| Loan Repayment Insurance available | No |
| Auto repayments (salary / account) | Yes |
| Loan interview | Yes |
| Annual Fee | $50 |
More Information
Read more about the benefits of an Overdraft. Need answers? Check out our FAQs.Read our budgeting tips.
Apply
Apply for a Personal Overdraft. 
Questions?
If you have any questions, please contact us. 
