loans
Personal/Car Loans
These loans give you the flexibility of realising your dreams: renovating your house, buying a new car, landscaping the garden, taking a much-needed break... it's your choice!
 

Unsecured Personal Loan

This loan offers you a great ongoing variable interest rate, no monthly account keeping fees and the flexibility to make extra repayments without penalty so you can manage your loan as you choose.

  • Approvals within 3 hours - Subject to all documentation required being provided.
  • Interest calculated daily, charged monthly
  • Loan repayment insurance available
  • Special rates for existing home loan borrowers

From

15.00% pa
interest rate

15.50% pa
comparison rate

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Secured Personal Loan

By offering security against your loan we can offer you a lower interest rate and a larger borrowing capacity. You still get the same great features, no monthly account keeping fees and the flexibility to make extra repayments without penalty.

  • Approvals within 3 hours - Subject to all documentation required being provided.
  • Interest calculated daily, charged monthly
  • Loan repayment insurance available
  • Borrow up to $75,000

From

10.04% pa
interest rate

10.32% pa
comparison rate

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Enviro First Car Loan

A discounted interest rate when you purchase an ‘environmentally friendly’ car with the added benefit of lower fuel consumption.

  • Approvals within 3 hours - Subject to all documentation required being provided.
  • Cars need to have a minimum star rating of 3.5 determined by the government website www.greenvehicleguide.gov.au.
  • Cars need to be between 0-2 years old
  • Make lump sum repayments or payout your loan without penalty

From

9.54% pa
interest rate

9.83% pa
comparison rate

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Additional Key Features

  Unsecured Personal Loan Secured Personal Loan Enviro First Car Loan
Minimum amount NA NA NA
Maximum amount $20,000 $75,000 $75,000
Loan period Up to 4 years Up to 7 years Up to 7 years
Repayments Monthly, Fortnightly, Weekly Monthly, Fortnightly, Weekly Monthly, Fortnightly, Weekly
Interest charges Calculated daily, Charged monthly Calculated daily, Charged monthly Calculated daily, Charged monthly
Variable and lump sum repayments Yes Yes Yes
Early repayment without penalty Yes Yes Yes
Monthly account keeping/service fees No No No
Loan Repayment Insurance available Yes Yes Yes
Auto repayments (salary/account) Yes Yes Yes


More Information

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Questions?

If you have any questions, please contact us Enquire Here

 

* Comparison rates are calculated on a loan amount of $30,000 over a term of 5 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.