1800 043 313
Loans and Overdrafts Fees
Effective 1st July 2007
Terms & Conditions apply
| Application Fee | Free |
| Processing Fees | |
| Mortgage Loan | $300.00 |
| Unsecured Personal Loan | $150.00 |
| Secured Personal Loan | $150.00 |
| Overdraft | $100.00 |
| Overdraft - Annual Fee | $50.00 |
| Loan Enforcement Expense Letters | Up to $30.00 |
| Loan Enforcement Expense Telephone call | $10.00 |
| Contract Variation | $50.00 |
| Substitution of Security | $50.00 |
| Loans Secured by Bill of Sale | |
| REVS interest enquiry | $5.10 |
| REVS registration (Motor Vehicle/Motorcycle/Caravan/Trailer) | $8.10 |
| REVS Certificate (if required) | $9.50 |
| REVS variation of interest | $5.10 |
| REVS registration - Boat or Motor | $24.90 |
| REVS variation - Boat or Motor | $10.85 |
| REVS cancellation fee | Free |
| Loans Stamp Duty for Bill of Sale | |
| up to $35,000 | Free |
| over $35,000 | $5.00 for first $16,000 then $4.00 per $1,000 thereafter |
| Handling Fee (over $35,000) | $60.00 |
| Loans Secured by Mortgage | |
| Application Fee | Free |
| Processing Fee | $300.00 |
| Full Mortgage Service (Search, settlement and lodgement of documents for stamping and registration) | $360.00 |
| Valuation Fee | Varies on location |
| Stamp Duty | As per government regulations |
| Land Titles Office | Varies on number of documents |
| Discharge of Mortgage (Preparation and Settlement) | approx. $250.00 |
| Lodgement Fee for Stamping | $90.00 |
| Lodgement Fee for Registration | $90.00 |
| Variation of Mortgage | $60.00 |
| Settlement Fee | $150.00 |
| Production Fee | $100.00 |
| Integris Home Loans | Fees available on request |
Other mortgage service costs are available on application.
Disclaimer
The fee and charges are for the services commonly provided by your Credit Union. If you require a service which is not listed, the fee is available on request.
The Credit Union reserves the right to direct these fees and charges are subject to change from time to time and are current as at the published date. Check with the Credit Union for current fees and charges.
For further information on terms and conditions refer to our current brochures.
